Civil Servant Loans
Personal loan support for government employees who need reliable access to cash for urgent commitments.
Loan Solutions
Financial support that meets people where they are.
Private Employee Loans
Short-term and personal loans for qualifying employees in the private sector, subject to affordability.
Student Loans
Emergency financial help for sponsored tertiary students who need practical support between payments.
Why LB Microfinance
Approachable finance with a local Maseru presence.
The company focuses on people who may have lower credit scores, limited collateral, or urgent needs that traditional commercial banking does not always solve quickly.
2021
Established and licensed to operate in Lesotho.
2
Accessible Maseru office locations.
Apply Prepared
Bring the right documents for a smoother application.
Requirements can vary by applicant type, but most applications start with proof of identity, income and banking history.
Ask Before You VisitGeneral Requirements
- Valid national ID copy
- Recent payslip where applicable
- Latest 3 months bank statements
- Proof of employment where applicable
Who Can Apply
- Tertiary students
- Civil servants
- Private employees
- Select small businesses and traders
Responsible Lending Note
Loan amounts and approval depend on the applicant's net pay, employment status, affordability and documentation.
About Us
Solving financial struggles with practical, local lending.
LB Micro Finance (Pty) Ltd is a private company headquartered in Maseru. Its primary focus is to provide personal loans to public and private employees and sponsored students, while also supporting lower-income earners, informal traders and small Basotho businesses.
The business offers an alternative for people who need fast, flexible loan options and may not always fit traditional banking requirements.
Branches
Visit LB Microfinance in Maseru.
Tradorrette Mini Complex
Ha Mafafa, Maseru, near the Standard Bank ATM, Room 15.
Jackpot Building
Opposite Sefika Complex, Room B109.
Ready to apply?
Speak to the team and confirm your next step.
Call or visit with your supporting documents. The team will help you understand what you qualify for and what is needed to complete your application.
Bring your ID copy
Bring income documents
